What is your approach to investing?
We begin by constructing an asset allocation target that is specific to your risk tolerance, objectives and investment time horizon. Our portfolios are primarily composed of passively managed mutual funds to provide the long-term benefits of diversification while keeping expenses low.
We utilize broadly diversified, low-cost, no-load mutual funds, and Exchange Traded Funds (ETFs), for the equity (stock) positions of your portfolio. We use cash, bond funds, and bond ETFs, for the fixed income positions. When appropriate, we also utilize diversifiers such as REITs, natural resources, and commodity funds.